Among the many hurdles within the bounds of motherhood, there's this little annoying thing called money. If you have it, life's a hell of a lot easier to navigate — specifically as a parent — but if you don't, it's just plain hard. Thus, our generation is trying instill lessons we might've failed to learn (or were never taught) throughout our own childhoods. With all the ways millennial moms are raising their kids to be more financially aware, I can't help but wish these realizations were more prominent before I ventured out into the world on my own.
When I was younger, after my mom and dad divorced, I didn't know the ins and outs of what it took to take care of myself and my younger brother. My only basis for getting by was whether or not we ate well on any particular week. We never had many "things," and though my mom juggled a full-time job and motherhood, we still found ourselves in need of things like food stamps and free school lunches, or help from family when money was just a little too tight (impossibly tight for a family of three). Still, somehow, we always got by. I say "somehow" because, even still, I couldn't tell you how mom got everything paid. We just didn't talk about things like that.
The mystery of money and finances carried over through my adulthood as I left home for the first time. I didn't know how to balance a checkbook, what it meant to apply for credit, or how to budget or save. Obviously, the moment I was on my own, I tanked my credit score, wound up nearly homeless, and had less than $0 to my name. I made many money mistakes because I knew nothing about how to handle it.
Honestly, it's taken a long time and many years to begin to understand the impact it has on everything, and how important it is to teach my own children all I wasn't taught and long before they ever need to know any of it. With that, here are some of the ways us millennial moms are hoping to give our kids the tools they need to be more financially aware so our (read: my) mistakes aren't repeated.